Home insurance
Our home is our personal space and in it we have spent important moments with our family and friends. Especially in Greece where we have a culture of home ownership, apart from the real one, our house also has an emotional value.
Because life and experience have shown that unforeseen situations happen it is good to have insured our home for significant risks. Home insurance premiums are extremely low in relation to the risk they cover.
The consequences of an earthquake, a fire or a flood can even be catastrophic. Unfortunately, in recent years the damage recorded in buildings due to both climate change and the greater frequency and severity of extreme events is constantly increasing.
For what risks is our property insured:
- Earthquake
- Fire in a forest area
- Smoke
- Explosion of home appliances
- Wide explosion
- Boiler explosion, water heater, boiler,
- Vehicle collision
- Fall of trees and power poles
- Flood, storm, thunderstorm, hail
- Leakage of water, air conditioning, sewerage and heating pipes (buildings up to 20 years old)
- Frost
- Water pumping costs
- Terrorist acts, malicious acts, political unrest, strikes
- Content theft after burglary and robbery
- Thief damage to the building
- Money robbery
- Glass breakage
- Breakage of sanitary ware
- Civil liability against third parties
- Civil liability of the head of the family
- Garbage collection
- Storage costs
- Damage minimization costs
- Extraordinary medical expenses of a hospital due to an accident due to a fire
- Replacement of locks - keys
- Temporary accommodation at the hotel
- Expenses for architects, engineers and licenses of public authorities
- Solar water heater damage
- Payment of PPC bills, water supply, telecommunications
- Damage during transport of household appliance
- Damages ordered by the authorities
- Damage to fixed objects up to 10 years on the outside of the building, garage, BBQ,
- gazebos, swimming pools, pergolas etc.
- Εναλλακτική κατοικία έως 12 μήνες
- Αλλοίωση τροφίμων στον καταψύκτη
- Mortgage installment coverage
- Loss of rental income
- Costs of restoring temporary documents
- Content storage costs
- Underinsurance protection
- Content storage costs
- Coverage of common auxiliary spaces
- Movable objects outdoors or in a fenced area
- Personal accident
What you need to know:
- The contracts compensate in the value of replacement with a new one
- In addition to the building we can insure the contents of the house which means from electrical appliances to works of art and jewelry
- An important parameter in the contracts is the amount of the exemption, ie the amount with which the insured participates in the damage and the insurance exemption is exempted.
The insurance market has many reliable solutions for home insurance. At Flexcare we will be by your side throughout the process - from the needs study to choose together the most suitable program for you until the arrival of the risk and the compensation - to guide you correctly.
Our specialized insurance consultants will inform you about the moves that need to be made and how to choose the best insurance solution in terms of cost-benefit ratio.
