Most drivers do not pay enough attention to the coverage they pay on their car insurance policy. We often look for a cheap premium, without looking at what coverage we no longer have and without considering where it comes from as we do not know the insurance market. Car insurance may be the most common form of insurance but it requires special care not to have to bear a loss for which we thought we were covered.
According to what is defined by the legislation, the owner of each vehicle is obliged to have covered by the insurance contract the civil liability towards third parties. In particular, the contract must include third party liability for death or bodily injury or damage to property, which includes pecuniary compensation for mental anguish or non-pecuniary damage as well as civil liability for death or bodily harm to members of his family. insured, driver or any other person whose civil liability is covered.The only case where the civil liability of persons is not covered is in the cases where the car was seized by theft or violence and those who caused the accident intentionally. At the same time, those who voluntarily entered a vehicle that has been stolen or used in a criminal act are not covered. It is pointed out that the owners of vehicles that have not taken care to insure them are subject to fines and penalties.
